Track your USDT and USDC next to your bank balance
Your stablecoins next to your bank balance, so your cash total is complete.
If you hold dollars as USDT or USDC, most apps file them under crypto, and your cash total comes up short. LedgerVault is a stablecoin tracker for USDT and USDC that shows them next to your bank balances, so you see all your cash in one place.
Why stablecoins sit next to your cash
You use them like dollars, so LedgerVault groups them with your cash while still showing them separately, so you always know which is which. Stablecoins aren't bank deposits and aren't covered by deposit protection.
Valued at live market prices, not a fixed $1
Pegs aren't guaranteed. In March 2023, USDC briefly traded well below $1 after Circle disclosed reserves held at Silicon Valley Bank. LedgerVault values stablecoins at their live market price, so if one slips below its peg, your total shows it.
Across exchanges and wallets
Stablecoins on three exchanges and a wallet, cash in two banks? One total, converted to your currency at rates that update every minute.
Questions, answered
Is USDT counted as cash?
LedgerVault groups it with your cash for convenience. Legally it's a crypto-asset, not a deposit. Are stablecoins cash? →
Are stablecoins valued at $1 or at market price?
At their live market price, so a depeg shows up in your total.
Which stablecoins are supported?
The major ones, including USDT and USDC, on exchanges, in wallets, or added by hand.
Does LedgerVault hold my stablecoins?
No. It only reads balances. Your money stays where it is.