Money, explained simply
Plain-English guides to tracking your net worth, crypto, stocks and stablecoins in one place.
Read-only API keys explained: how to connect an exchange safely
What an exchange API key is, what read-only means, which permissions to switch off, and the checks to do before you paste a key into any app.
Read →Joint or separate accounts? How couples split and track money
Fully joint, fully separate, or a bit of both: the common ways couples organise money, how people split shared costs, and how to see the household total either way.
Read →Stablecoins· 5 min readUSDT vs USDC: what happens to your balance if a stablecoin depegs
What a depeg is, what happened when USDT and USDC briefly fell below $1, and how a depeg shows up in your balance and net worth.
Read →Basics· 6 min readHow to calculate your net worth (including crypto)
A simple, step-by-step way to work out your net worth when your money is spread across banks, stablecoins, crypto and stocks.
Read →Stablecoins· 5 min readAre stablecoins cash? How to count USDT and USDC
Should USDT and USDC count as cash or crypto in your net worth? What stablecoins are, how they're backed, the risks, and a sensible way to track them.
Read →Investing· 5 min readSpreadsheet vs app: how to track crypto and stocks across exchanges and brokers
Your crypto is on exchanges and wallets, your stocks are with a broker. A spreadsheet, each app's dashboard, or one tracker: the trade-offs of each.
Read →